Changelog

Acquisitions 2.7

Added

• property balanceTransferOfferTermLength to schema at components/schemas/multiQuoteOfferV1/schema/properties/balanceTransferOfferTermLength
• property purchaseOfferTermLength to schema at components/schemas/multiQuoteOfferV1/schema/properties/purchaseOfferTermLength

Replaced

• info/version from 2.6 to 2.7 at info/version

Acquisitions 2.6

Replaced

• reference from #/components/schemas/createApplicationRequest to #/components/schemas/applicationCreateRequest at paths//v2/applications/post/requestBody/content/application/json/schema/$ref

Added

• property state to schema at components/schemas/proofUploadResponse/schema/properties/state

Replaced

• info/version from 2.5 to 2.6 at info/version

Enhanced KYC 2.1

Replaced

• info/version from 2.0 to 2.1 at info/version

Core Credit 4.6

Added

• optional parameter dateType at paths//accounts/{accountId}/transactions/get/parameters/dateType

Replaced

• info/version from 4.5 to 4.6 at info/version

Updated

• description of parameter treatmentId at paths//accounts/{accountId}/treatments/{treatmentId}/put/parameters/treatmentId

Updated

• description of parameter treatmentId at paths//accounts/{accountId}/treatments/{treatmentId}/delete/parameters/treatmentId

Core Credit 5.1

Added

• optional parameter dateType at paths//accounts/{accountId}/transactions/get/parameters/dateType
• paths//accounts/{accountId}/flags
• paths//accounts/{accountId}/flags/{flagId}

Replaced

• info/version from 5.0 to 5.1 at info/version

Updated

• description of parameter treatmentId at paths//accounts/{accountId}/treatments/{treatmentId}/put/parameters/treatmentId

Updated

• description of parameter treatmentId at paths//accounts/{accountId}/treatments/{treatmentId}/delete/parameters/treatmentId

Acquisitions 2.5

Replaced

• info/version from 2.4 to 2.5 at info/version

Transaction 1.1

Added

• required constraint for property availableCreditPerSpendType at components/schemas/AccountOverviewResponse/properties/availableCreditPerSpendType
• required constraint for property availableCreditPerSpendType at components/schemas/AccountOverviewResponse/properties/availableCreditPerSpendType
• required constraint for property availableCreditPerSpendType at components/schemas/AvailableCreditResponse/properties/availableCreditPerSpendType
• required constraint for property availableCreditPerSpendType at components/schemas/AvailableCreditResponse/properties/availableCreditPerSpendType

Removed

• server with URL https://mtapi.dev-newdaytechnology.net/ams/transaction-service at servers/https://mtapi.dev-newdaytechnology.net/ams/transaction-service

Replaced

• description for server with URL https://mtapi.stg-newdaytechnology.net/ams/transaction-service from "stg" to "Staging" at servers/https://mtapi.stg-newdaytechnology.net/ams/transaction-service/description
• error response 422 at paths//account/{accountId}/auth/post/responses/422
• error response 422 at paths//account/{accountId}/auth/{authorizationId}/reverse/post/responses/422
• error response 422 at paths//heartbeat/get/responses/422
• error response 422 at paths//healthcheck/get/responses/422
• error response 422 at paths//account/{accountId}/transaction/post/responses/422
• error response 422 at paths//account/{accountId}/interest/post/responses/422
• error response 422 at paths//account/{accountId}/fee/post/responses/422
• error response 422 at paths//account/{accountId}/refund/post/responses/422
• error response 429 at paths//account/{accountId}/refund/post/responses/429
• error response 422 at paths//account/{accountId}/adjustment/post/responses/422
• error response 429 at paths//account/{accountId}/adjustment/post/responses/429
• error response 422 at paths//account/{accountId}/transaction/{transactionId}/reverse/post/responses/422
• error response 429 at paths//account/{accountId}/transaction/{transactionId}/reverse/post/responses/429
• error response 422 at paths//account/{accountId}/transaction/{transactionId}/release/post/responses/422
• error response 422 at paths//account/{accountId}/transaction/{transactionId}/status/put/responses/422
• enum values from [Adjustment, CreditAdjustment, CreditRebalance, DebitAdjustment, Fee, FeeReversal, Interest, InterestCredit, InterestReversal, Payment, PaymentReversal, Purchase, Refund] to [Adjustment, CreditAdjustment, CreditReallocation, CreditRebalance, DebitAdjustment, Fee, FeeReversal, Interest, InterestCredit, InterestReversal, OpeningBalance, Payment, PaymentReversal, Purchase, Refund] at components/schemas/BalanceMovementType/enum
• enum values from [ConfirmedFraud, NoStatus, ReportedFraud, SuspectedFraud] to [ConfirmedFraud, ConfirmedFraudChargeOff, ConfirmedFraudChargeback, ConfirmedFraudPartialChargeback, NoStatus, ReportedFraud, SuspectedFraud] at components/schemas/TransactionStatus/enum

Added

• server with URL https://mtapi.newdaytechnology.net/ams/transaction-service at servers/https://mtapi.newdaytechnology.net/ams/transaction-service
• content type text/plain at paths//account/{accountId}/refund/post/responses/429/content/text/plain
• content type application/json at paths//account/{accountId}/refund/post/responses/429/content/application/json
• content type text/json at paths//account/{accountId}/refund/post/responses/429/content/text/json
• content type text/plain at paths//account/{accountId}/adjustment/post/responses/429/content/text/plain
• content type application/json at paths//account/{accountId}/adjustment/post/responses/429/content/application/json
• content type text/json at paths//account/{accountId}/adjustment/post/responses/429/content/text/json
• content type text/plain at paths//account/{accountId}/transaction/{transactionId}/reverse/post/responses/429/content/text/plain
• content type application/json at paths//account/{accountId}/transaction/{transactionId}/reverse/post/responses/429/content/application/json
• content type text/json at paths//account/{accountId}/transaction/{transactionId}/reverse/post/responses/429/content/text/json
• paths//reconciliation/{messageScope}
• paths//support/account/{accountId}
• paths//support/account/{accountId}/available-credit
• paths//support/product/{productId}
• paths//support/account/{accountId}/transaction/{transactionId}/delayed-payment-fix
• property externalId to schema at components/schemas/CreateTransactionRequest/schema/properties/externalId
• property reason to schema at components/schemas/CreateTransactionRequest/schema/properties/reason
• property businessDate to schema at components/schemas/CreateTransactionReversalRequest/schema/properties/businessDate
• property reason to schema at components/schemas/CreateTransactionReversalRequest/schema/properties/reason
• property businessDate to schema at components/schemas/FeeRequest/schema/properties/businessDate
• property reason to schema at components/schemas/FeeRequest/schema/properties/reason
• property businessDate to schema at components/schemas/InterestRequest/schema/properties/businessDate
• property reason to schema at components/schemas/InterestRequest/schema/properties/reason
• property reason to schema at components/schemas/RefundRequest/schema/properties/reason

Replaced

• info/version from 1.0 to 1.1 at info/version

Customer Journey 2.5

Added

• property purchaseSimpleAnnualRate to schema at components/schemas/AccountV2/schema/properties/purchaseSimpleAnnualRate

Replaced

• info/version from 2.4 to 2.5 at info/version

Customer Journey 1.5

Added

• property purchaseSimpleAnnualRate to schema at components/schemas/Account/schema/properties/purchaseSimpleAnnualRate

Replaced

• info/version from 1.4 to 1.5 at info/version

Customer Journey 2.4

Added

• property id to schema at components/schemas/Customer/schema/properties/id

Replaced

• info/version from 2.3 to 2.4 at info/version

Core Credit 5.0

• 🚀 A new major version was released

Replaced

• info/version from 4.3 to 5.0 at info/version
• parameter channel to Channel at all endpoints
• parameter sub to Sub at all endpoints
• parameter obo to Obo at all endpoints
• parameter context-channel to Context-Channel at all endpoints
• parameter context-sub to Context-Sub at all endpoints
• parameter context-obo to Context-Obo at all endpoints
• parameter api-version with changes from {"name":"api-version","in":"header","description":"Api Version","schema":{"type":"string"},"examples":{"Latest value":{"value":"5.0"}}} to {"name":"api-version","in":"header","description":"Api Version","required":true,"schema":{"type":"string"},"examples":{"Latest value":{"value":"5.0"}}} at paths//accounts/{accountId}/get/parameters/api-version
• parameter api-version with changes from {"name":"api-version","in":"header","description":"Api Version","schema":{"type":"string"},"examples":{"Latest value":{"value":"5.0"}}} to {"name":"api-version","in":"header","description":"Api Version","required":true,"schema":{"type":"string"},"examples":{"Latest value":{"value":"5.0"}}} at paths//accounts/{accountId}/spend-types/get/parameters/api-version
• behavior of property default from undefined to false at components/schemas/AddTreatmentRequest/properties/ignoreConflict/default
• behavior of property default from undefined to false at components/schemas/UpdateTreatmentRequest/properties/ignoreConflict/default

Added

• paths//accounts/{accountId}/positions

Core Credit 4.3

Removed

• paths//accounts/{accountId}/billing-periods/{billingPeriodId}
• paths//accounts/{accountId}/positions

Added

• paths//accounts/{accountId}/available-flags

Order Processing Internal 1.2

• Renamed

Order Processing to Order Processing Internal.

Added

• paths//account/{accountId}/spend-options
• paths//account/{accountId}/transaction/{transactionId}/spend-option
• paths//account/{accountId}/authorisation
• paths//account/{accountId}/authorisation/{authorisationId}/reverse
• paths//account/{accountId}/authorisation/{authorisationId}/settle
• paths//account/{accountId}/transaction/refund
• paths//account/{accountId}/transaction/{transactionId}/refund
• paths//admin/account/{accountId}/spend-options
• paths//admin/account/{accountId}/transaction/{transactionId}/spend-option
• paths//account/{accountId}/chargeback
• paths//debug/organisationUnit/{organisationUnitId}/configuration
• paths//debug/accounts/{accountId}
• paths//debug/accounts/{accountId}/stream
• paths//debug/external-accounts/{accountExternalId}
• paths//debug/accounts
• paths//debug/fiserv/account/{accountNumber}
• paths//debug/fiserv/authorisation/{authorisationId}
• paths//debug/fiserv/product/{logo}
• paths//debug/customers/search/{customerRef}
• paths//debug/fraud/{customerRef}/orchestrations/{orchestrationId}/device-profile
• paths//debug/externalConfiguration/{code}
• paths//debug/applications/{applicationId}
• paths//debug/merchants/{merchantId}/rate-card-association
• paths//heartbeat
• paths//healthcheck
• paths//advanced-healthcheck
• paths//merchant/{customerRef}/authorisation/{authorisationId}/upward-adjustment
• paths//support/products/{productId}
• paths//support/merchants/{merchantId}
• paths//support/merchants/{merchantId}/reconciliation/{settlementDate}
• paths//support/merchants/{merchantId}/rate-card

Offer 1.4

Removed

• required property riskBands at components/schemas/GetOfferItem/required

Replaced

• info/version from 1.3 to 1.4 at info/version

Order Processing 1.2

Added

• paths//merchant/{customerRef}/authorisation/{authorisationId}/upward-adjustment

Order Processing 1.2

• error response 429 at paths//merchant/{customerRef}/transaction/{transactionId}/refund/post/responses/429

• info/version from 1.1 to 1.2 at info/version

Offer 1.3

Added

• property riskBands to schema at components/schemas/GetOfferItem/schema/properties/riskBands

Replaced

• info/version from 1.2 to 1.3 at info/version

Core Credit 3.9

Added

• property purchaseSimpleAnnualRate to schema at components/schemas/GetAccountInterestRatesResponse/schema/properties/purchaseSimpleAnnualRate
• property cashSimpleAnnualRate to schema at components/schemas/GetAccountInterestRatesResponse/schema/properties/cashSimpleAnnualRate
• server with URL https://api.uat-newdaycards.com/core-credit at servers/https://api.uat-newdaycards.com/core-credit
• server with URL https://api.newdaycards.com/core-credit at servers/https://api.newdaycards.com/core-credit

Replaced

• info/version from 3.8 to 3.9 at info/version

Customer Journey 2.3

Replaced

• error response 500 at paths//customer-journey-details/get/responses/500
• error response 500 at paths//customer-journey-details/{customerRef}/get/responses/500

Added

• property apr to schema at components/schemas/AccountV2/schema/properties/apr

Replaced

• info/version from 2.2 to 2.3 at info/version

Customer 1.0

Replaced

• error response 400 at paths//customers/{customerId}/get/responses/400
• error response 500 at paths//customers/{customerId}/get/responses/500
• error response 400 at paths//customers/get/responses/400
• error response 500 at paths//customers/get/responses/500
• error response 400 at paths//customers/search/post/responses/400
• error response 500 at paths//customers/search/post/responses/500
• error response 503 at paths//customers/search/post/responses/503
• error response 400 at paths//customers/supported-formats/email-address/post/responses/400
• error response 500 at paths//customers/supported-formats/email-address/post/responses/500
• error response 400 at paths//customers/supported-formats/phone-number/post/responses/400
• error response 500 at paths//customers/supported-formats/phone-number/post/responses/500

Added

• property id to schema at components/schemas/Address/schema/properties/id
• property flatNumber to schema at components/schemas/AddressComponents/schema/properties/flatNumber
• property street to schema at components/schemas/AddressComponents/schema/properties/street
• property locality to schema at components/schemas/AddressComponents/schema/properties/locality
• property hasVulnerabilities to schema at components/schemas/Customer/schema/properties/hasVulnerabilities
• property hasSupportNeeds to schema at components/schemas/Customer/schema/properties/hasSupportNeeds

Rate Card 3.0

Removed

paths//merchants/{merchantId}/rate-cards/{rateCardId}/association/put

Replaced

• info/version from 2.3 to 3.0 at info/version

Customer Journey 2.2

Replaced

• server with URL to https://dapi.stg-newdaytechnology.net/customerjourney
• server with URL to https://api.uat-newdaycards.com/customerjourney
• server with URL to https://dapi.newdaytechnology.net/customerjourney
• server with URL to https://api.newdaycards.com/customerjourney
• info/version from 2.1 to 2.2 at info/version

Added

• property accountNumber to schema at components/schemas/AccountV2/schema/properties/accountNumber

Rate Card 2.3

Removed

• property spendDetailsId from schema at components/schemas/GetRateCardResponseItem/schema/properties/spendDetailsId
• property transactionDetailsId from schema at components/schemas/GetRateCardResponseItem/schema/properties/transactionDetailsId

Replaced

• info/version from 2.2 to 2.3 at info/version

Offer 1.2

Removed

• required property rate at components/schemas/CreateOfferRequest/required updated to nullable
• required property rateType at components/schemas/GetOfferItem/required updated to nullable

Replaced

• enum values from [Instalment] to [BNPL, Instalment] at components/schemas/OfferType/enum

Added

• optional parameter offerType at paths//offer/get/parameters/offerType

Replaced

• info/version from 1.1 to 1.2 at info/version

Rate Card 2.2

Replaced

• enum values from [Instalment, Purchase] to [BNPL, Instalment, Purchase] at components/schemas/SpendType/enum

Added

• property riskBands to schema at components/schemas/RateCardRecord/schema/properties/riskBands

Replaced

• info/version from 2.1 to 2.2 at info/version

Order Processing 1.0

Replaced

• enum values from [Instalment, Purchase] to [BNPL, Instalment, Purchase] at components/schemas/SpendType/enum

• info/version from 1.0 to 1.1 at info/version

Core Credit 3.8

Added

• optional parameter channel, sub and obo on all endpoints
• property expiresAfterNumberOfBillingPeriods to schema at components/schemas/AccountTreatment/schema/properties/expiresAfterNumberOfBillingPeriods

Replaced

• info/version from 3.7 to 3.8 at info/version

Customer Journey 2.1

Added

• optional parameter channel, sub and obo on all endpoints

Replaced

• info/version from 2.0 to 2.1 at info/version

Regular Payments 1.3

Added

• optional parameter channel, sub and obo on all endpoints

Replaced

• info/version from 1.2 to 1.3 at info/version

Merchant 1.1

Added

• optional parameter includePurged at paths//merchants/get/parameters/includePurged

Replaced

• info/version from 1.0 to 1.1 at info/version

Rate Card 2.1

Removed

• parameter idempotency-key at paths//rate-cards/{rateCardId}/activate/put/parameters/idempotency-key

Replaced

• enum values from [Active, Draft, Expired] to [Activating, Active, Draft, Expired] at components/schemas/RateCardStatus/enum
• info/version from 2.0 to 2.1 at info/version

Added

• property processingComplete to schema at components/schemas/GetRateCardResponse/schema/properties/processingComplete

Offer 1.1

Added

• optional parameter organisationUnitId at paths//offer/get/parameters/organisationUnitId
• property organisationUnitId to schema at components/schemas/CreateOfferRequest/schema/properties/organisationUnitId
• property organisationUnitId to schema at components/schemas/GetOfferItem/schema/properties/organisationUnitId
• property organisationUnitId to schema at components/schemas/UpdateOfferRequest/schema/properties/organisationUnitId

Replaced

• info/version from 1.0 to 1.1 at info/version

Customer Journey 2.0

Replaced

• info/version from 1.1 to 2.0 at info/version
• parameter api-version with changes from {"name":"api-version","in":"header","description":"Api Version","schema":{"type":"string","default":"1.0"}} to {"name":"api-version","in":"header","description":"Api Version","schema":{"type":"string","default":"2.0"}} at paths//customer-journey-details/get/parameters/api-version
• parameter api-version with changes from {"name":"api-version","in":"header","description":"Api Version","schema":{"type":"string","default":"1.0"}} to {"name":"api-version","in":"header","description":"Api Version","schema":{"type":"string","default":"2.0"}} at paths//customer-journey-details/{customerRef}/get/parameters/api-version

Core Credit: 3.7

Added

• GetAvailableTreatments, AddTreatment, UpdateTreatment, RemoveTreatment endpoints

Core Credit: 3.6

Added

• New field to GetAccountPositions endpoint GetAccountPositionsResponse.HasRegularPayment
• New field to GetAccount endpoint GetAccountResponse.HasRegularPayment
• New field to GetAccountSpendTypes endpoint GetAccountSpendTypesResponse.Value.instalment.NextCycleAmount

Regular Payments: 1.2

Added

• 202 Accepted response on SetupRegularPayment endpoint
• New field to SetupRegularPayment endpoint SetupOrUpdateRegularPaymentResponse.CollectionDate
• New field to SetupRegularPayment endpoint SetupOrUpdateRegularPaymentResponse.ChangeEffectiveInCycle
• New field to SetupRegularPayment endpoint SetupOrUpdateRegularPaymentResponse.NextCycleCollectionDate
• New field to GetRegularPayment endpoint GetRegularPaymentResponse.Projected.NextCycleCollectionDate
• New field to GetRegularPayment endpoint GetRegularPaymentResponse.Collection.DateAdjustmentType

Replaced

• Field description updated on GetRegularPayment endpoint GetRegularPaymentResponse.ProjectedRegularPayment.CollectionDate

Acquisitions: 2.4

Added

• New subStates of customerCancel and agentCancel to the customerCreationResponse model for the CreateCustomer endpoint. Channel enums casing updated to camelCase

Customer Journey: 1.1

Added

• New property to GetCustomerJourneyDetailsUsingToken endpoint CustomerJourneyResponse.Accounts.Dues
• New property to GetCustomerJourneyDetailsUsingToken endpoint CustomerJourneyResponse.Accounts.Dues.Arrears
• New property to endpoint GetCustomerJourneyDetailsUsingCustomerRef CustomerJourneyResponse.Accounts.Dues
• New property to endpoint GetCustomerJourneyDetailsUsingCustomerRef CustomerJourneyResponse.Accounts.Dues.Arrears
• Optional header api-version

Regular Payments: 1.1

Replaced

• Field updated on GetRegularPayment endpoint GetRegularPaymentResponse.ProjectedRegularPayment.Amount.Value from not null to nullable

Core Credit: 3.4

Added

• New field to GetAccountSpendTypes endpoint GetAccountAvailableLimitsResponse.Value.Instalment.CompletedAt

Core Credit: 3.3

Added

• New field to GetTransactionActivities endpoint GetTransactionActivitiesRequest.InstalmentEligibility
• New field to GetTransactionsForCurrentBillingPeriod endpoint GetBillingPeriodTransactionsRequestQuery.InstalmentEligibility
• New field to TransactionsSearch endpoint TransactionsSearchRequest.InstalmentEligibility
• New field to GetAccountPositions endpoint GetAccountPositionsResponse.Dues.RemainingPaymentRequested
• New field to GetAccountDues endpoint GetAccountPositionsResponse.Dues.RemainingPaymentRequested
• New Enum value to GetAccountPositions endpoint GetAccountPositionsResponse.Flags.InstalmentStatus

Core Credit: 3.2

Added

• New field to GetAccountInterestRates endpoint GetAccountInterestRatesResponse.DefaultFeeAer

Replaced

• Renamed service from Account to Core Credit
• Updated NDT Staging URL to https://dapi.stg-newdaytechnology.net/core-credit
• Updated NDT Production URL to https://dapi.newdaytechnology.net/core-credit

Rate Card: 2.0

Replaced

• Updated response codes on CreateRateCardsFromRecords and CreateRateCardsFromGrid endpoints to return 202 on success

Account: 3.1

Added

• New fields to GetAccountSpendTypes endpoint GetAccountSpendTypesResponse.CurrentRates.ExpiresAt and GetAccountSpendTypesResponse.GoToRates
• New field to GetAccountPositions endpoint GetAccountPositionsResponse.IsPlanned
• New endpoint added TransactionsSearchByTransactionId

Replaced

• Updated GetAccountSpendTypes endpoint InstalmentStatus enum from Completed to Complete
• Response codes descriptions updated on all endpoints, 200: Success to Ok, 422: Client Error to Unprocessable Content, 500: Server Error to Internal Server Error, 501: Server Error to Not Implemented

Account: 3.0

Replaced

• Updated server URLs

Regular Payments: 1.0

Added

• Server URLs

Account: 3.0

Removed

• CreateAccount, CancelInstalmentPlan, GetCycleDays, ChangeBillingCycleDay, GetChargeOffReasons, SetChargeOffStatus, ReverseChargeOffStatus, CreateAlternateMinimumDues, DeleteAlternateMinimumDue, CreateMemo, GetMemoCategories, GetAccountMemos, CreatePayment, CreatePaymentReversal, InterestTransactionAdjustment, FeeTransactionAdjustment, GetTransactionsAdjustmentsInterests, TransactionsAdjustmentsFees, GetAdjustmentReasons, AccountTransactionAdjustments, GetAvailableTreatments, AddTreatment, UpdateTreatment, RemoveTreatment endpoints

Acquisitions: 2.0

Added

• New Substate enum value verificationRequired

Replaced

• Corrected nullability of some fields

eKYC: 2.0

Replaced

• Updated server descriptions

Acquisitions: 2.1

Added

• New StateMapper updates
• Device information header

Removed

• All references to ChosenPaymentDueDate property

Replaced

• Corrected nullability of some fields

Acquisitions: 2.0

Added

• New ChosenPaymentDayOfMonth property on the ApplicationCreate and ApplicationUpdate endpoints

Account: 2.0

Added

• Instalment object to GetAccountSpendType endpoint
• AddTreatment and RemoveTreatment endpoints

Regular Payments: 1.0

Added

• Regular Payments API

Acquisitions: 2.0

Added

• New states to the Eligibility, Decison and CreateCustomer endpoints

Removed

• Incorrect nullable properties from multiQuote endpoint

Customer Journey: 1.0

Added

• isAccessBlocked and isAccessLocked fields to the Customer Journey Details (Using CustomerRef) endpoint

Replaced

• Updated audit header names from channel, sub and obo to context-channel, context-sub and context-obo on all endpoints
• Updated descriptions and examples on all endpoints

Account: 2.0

Added

• Account API

Acquisitions: 2.0

Added

• New occupation property on the Create and Update application endpoints
• New state (QuoteSigned) to the Signature endpoint
• Four values to the channel enum for the Create, Update and Retrieve Application endpoints

Acquisitions: 2.0

Added

• Problem details descriptions to all endpoints

eKYC: 2.0

Added

• Problem details descriptions to all endpoints

Removed

• Invalid status enum values from Application OTP and Penny Drop Initiate and Validate endpoints

Replaced

• Improved bad request messaging on Application OTP and Penny Drop Initiate and Validate endpoints

Order Processing: 1.0

Replaced

• Updated production server URL

Rate Card: 1.0

Replaced

• Updated production server URL

Offer: 1.0

Replaced

• Updated production server URL

Merchant: 1.0

Replaced

• Updated production server URL

Rate Card: 1.0

Added

• New POST endpoint Create Rate Card From Records and new PUT endpoint Update Rate Card From Records, to create and update a rate card from a list of records

Order Processing: 1.0

Replaced

• Retrieve Spend Options endpoint renamed to Spend Options For CustomerRef and Retrieve Preboarding Spend Options endpoint renamed to Spend Options For Product

Customer Journey: 1.0

Replaced

• Updated examples, descriptions, server names and error response descriptions for all endpoints

Customer Journey: 1.0

Replaced

• Updated examples for Customer Journey Details (Using token) and Customer Journey Details (Using CustomerRef) endpoints

Acquisitions: 2.0

Added

• Server descriptions
• New substate enum values creditLock and existingCust

eKYC: 2.0

Added

• Server descriptions
• Optional journeyId field, now it’s on all four endpoints OTP Initiate, OTP Validate, Penny Drop Initiate and Penny Drop Validate

Customer Journey: 1.0

Added

• Mandatory header context-tenant-id
• Optional headers channel sub obo
• Aer, CustomerRef, Evidence and Kyc objects to the response

Replaced

• Updated server URLs
• Header customerAccessToken changed to customer-access-token

Order Processing: 1.0

Replaced

• Initiate endpoint customer-access-token header updated to optional

Order Processing: 1.0

Replaced

• Spend Options endpoint now has basketAmount as optional
• Improved error response documentation

Rate Card: 1.0

Added

• New GET endpoint Retrieve All Rate Cards

Finance Plans: 1.0

Added

• Endpoint descriptions

Order Processing: 1.0

Added

• New POST endpoint Initiate

Order Processing: 1.0

Replaced

• Renamed idempotency header from request-id to idempotency-key for POST endpoints
• Updated server URLs

Rate Card: 1.0

Replaced

• Renamed idempotency header from request-id to idempotency-key for POST endpoints
• Updated server URLs

Offer: 1.0

Replaced

• Renamed Idempotency header from request-id to idempotency-key for POST endpoints
• Updated server URLs

Merchant: 1.0

Replaced

• Renamed Idempotency header from request-id to idempotency-key for POST endpoints
• Updated server URLs

Acquisitions: 2.0

Added

• Field creditLimitIncreasePreference on the Create Application endpoint
• Field creditLimit to the Create Customer endpoint
• Field riskScore to the Eligibility and Decision endpoints

Removed

• unsolicitedCreditLimitIncrease on the Create Application endpoint

Replaced

• Updated field title on shipping address to an enum

Order Processing: 1.0

Added

• Idempotency header to the Authorise, Settle, Reverse and Refund endpoints

Rate Card: 1.0

Added

• Idempotency header to the Create Ratecard Association, Remove Rate Card Association, Create Rate Card, Activate Rate Card and Expire Rate Card

Offer: 1.0

Added

• Idempotency header to the Create Offer endpoint

Merchant: 1.0

Added

• Idempotency header to the Create Merchant endpoint

Customer Journey: 1.0

Added

• CustomerAccessToken header to the Customer Journey Details (using token) endpoint

Replaced

• Updated field descriptions

Acquisitions: 2.0

Added

• Fields balanceTransferAmount and chosenPaymentDueDate on multiQuote

Customer Journey: 1.0

Added

• Customer Journey API

Order Processing: 1.0

Added

• Error descriptions to all endpoints for error codes: 401, 403, 429, 500, 502, 503, 504

Rate Card: 1.0

Added

• Error descriptions to all endpoints for error codes: 401, 403, 429, 500, 502, 503, 504

Offer: 1.0

Added

• Error descriptions to all endpoints for error codes: 401, 403, 429, 500, 502, 503, 504

Merchant: 1.0

Added

• Error descriptions to all endpoints for error codes: 401, 403, 429, 500, 502, 503, 504

Replaced

• Various fields amended from nullable to required: organisationUnitId, IndustryType, companyRegistrationNumber, averageTransactionValue, town, contractStartdate, description, retailer
• Various fields amended from required to nullable: name branch in bankDetails and telephone in alternateContacts
• Other field changes made: averageTransactionValue is now in amount format, vatNumber is mandatory if VAT is applicable and field name id became merchantId